Your income, job type, and living conditions make up 7% of your score which is equivalent to 59 points. Your financial story is not just about payments, it is also about how stable your lifestyle is.
Socio-Economic Variables
Variable
Sub-Weight
Max Points
Excellent (100%)
Good (75%)
Fair (50%)
Poor (25%)
Range of Monthly Income
8%
4
4 pts More than GHS20,000
3 pts More than GHS5,000
2 pts Less than GHS2,500
1 pt No regular income
Residential Region
8%
4
4 pts Greater Accra, Ashanti
3 pts Eastern, Western, Central
2 pts Volta, Bono, Bono East, Ahafo, Western North
1 pt Northern, Oti, Savannah, North East, Upper East, Upper West
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