Economic Assets(5%)
This helps measures liquidity and financial strength, contributing 5% equivalent to 43 points of your overall score. A healthy bank balance gives the assurance of your ability to meet future commitments and also sustain financial shocks.
Economic Variables
| Variable | Sub-Weight | Max Points | Excellent (100%) | Good (75%) | Fair (50%) | Poor (25%) |
|---|
| Total Bank Balance | 100% | 43 | 43 pts
Above GHS200,000 | 32 pts
GHS50,001-200,000 | 22 pts
GHS10,001-50,000 | 11 pts
GHS0-10,000
Missing/Invalid Data |
When bank balance data is missing, invalid, or empty, you get 11 points (25% of variable total) representing unknown financial capacity requiring verification.
